IRS Section 129 Compliant

FSA & HSA Eligible After-School STEM Programs

Save Up To 30% In Taxes

Use your Dependent Care FSA (Flexible Spending Account) tax-free for our after-school STEM programs. Save approximately 30% on your child's coding, robotics, and math education while getting IRS-compliant documentation.

IRS Section 129 Compliant After-School Care

Dependent Care FSA Eligible - Up to $7,500/year Tax-Free

Save Approximately 30% on Your Child's STEM Education

Complete IRS-Compliant Documentation Provided

How Much Can You Save?

Annual Tuition Amount ($)Your Tax Rate (%)

Your Savings

Annual Tuition:$4,500

Tax Savings (FSA):-$1,350

Your True Cost:$3,150

By using your FSA, you save $1,350 in taxes!

Why Our Programs Qualify for FSA Reimbursement

Under IRS Section 129, Dependent Care FSA funds can be used for after-school care programs that enable parents to work. Our programs qualify because:

After-School Care Component: We provide supervised care during hours when parents are working, meeting the primary requirement for FSA eligibility.
Educational Enrichment: While we provide STEM education, the care component qualifies the program under IRS guidelines.
Proper Documentation: We provide all required receipts, Tax ID, and program descriptions needed for FSA reimbursement.
Age-Appropriate: Programs serve children ages 6-18, within FSA eligibility requirements.

FSA-Eligible Programs

Program	Ages	Locations	FSA Eligible
Python Programming	8-18	All	Yes
VEX Robotics	8-18	All	Yes
Competitive Programming (USACO)	10-18	All	Yes
Mathematics Enrichment	6-18	All	Yes
Physics	12-18	All	Yes

Step-by-Step: How to Use Your FSA

Enroll in Your Employer's FSA Plan

During open enrollment, elect to contribute to a Dependent Care FSA. You can set aside up to $7,500 per year (2026 limit) pre-tax from your paycheck.

Enroll Your Child at Future Sphere

Choose any of our FSA-eligible STEM programs and complete registration.

Request FSA Documentation

We'll provide you with all required documentation:

Receipt with our Tax ID
Program description confirming after-school care
Fee schedule
Proof of enrollment

Submit to Your FSA Administrator

Submit your documentation through your employer's FSA portal or directly to your FSA administrator (WageWorks, HealthEquity, etc.). Most allow online submission with instant reimbursement.

Get Reimbursed

Receive reimbursement directly to your bank account or FSA debit card. Processing typically takes 5-10 business days.

Can I Combine FSA with Other Benefits?

Yes! You can often stack multiple benefits to maximize your savings:

FSA + 1199SEIU

If you're a 1199SEIU member, you can use your FSA for the base program cost and get additional reimbursement through the Cultural Arts Stipend Program (up to $1,200/year).

FSA + Employer Education Benefits

Many employers offer separate education benefits (up to $5,250/year tax-free). You can use FSA for after-school care and employer benefits for educational components.

FSA + NYC Vouchers

If you qualify for NYC child care vouchers, you can use FSA funds for any portion not covered by the voucher.

Frequently Asked Questions - FSA

How much can I contribute to a Dependent Care FSA?

For 2026, the maximum contribution is $7,500 per household per year. This is a pre-tax deduction from your paycheck.

What's the difference between Dependent Care FSA and regular FSA?

Dependent Care FSA is specifically for child care and after-school programs. Regular FSA (or Health FSA) is for medical expenses. They are separate accounts with separate contribution limits.

Do I need to use all my FSA funds by year-end?

Most FSA plans have a "use it or lose it" policy, but many employers offer a grace period (2.5 months) or allow you to carry over up to $610 to the next year. Check with your employer's plan.

Can I use FSA for online programs?

Yes, if the online program provides after-school care that enables you to work. Our online programs qualify as they provide supervised educational care during working hours.

What documentation do I need?

You'll need a receipt with our Tax ID, program description confirming after-school care, and proof of payment. We provide all of this documentation automatically.